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The NRI program stands for Neighborhood Revitalization Initiative and it was a program in partnership

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with Gate City Bank that started almost 20 years ago.

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It's a lower interest loan program through Gate City Bank and the City of Fargo is like

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the customer service intake process.

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So we help homeowners start that application process and then pass it on to Gate City Bank

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and they'll take care of the rest of the interaction with the homeowner.

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We bought the house in 2017.

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I grew up in North Fargo and so we kind of wanted to get back up here.

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Since being here we've really found that North Fargo is just a very different community and

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community means something different up here.

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Now that I know that I feel like that really kind of hits home with why he wanted to be

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up here.

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We realized that our walls were coming in and we knew we kind of had a problem.

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So we had some experts come in and look at the house and we noticed that our walls were

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caving in down in the basement and we had water issues as well.

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We got a few prices and everything else and figured out that obviously we can't afford

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this out of our own pocket.

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So we heard about the revitalization loan and so we kind of looked into it and figured

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this is exactly what we're looking for to pay for our loan.

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There was a few sleepless nights when we found out that the walls were caving in and stuff

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like that but honestly the process was pretty seamless so the stress came off pretty fast.

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I think that was a huge part for me feeling like we'd be safe in the home.

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I know we had a lot of conversations about that.

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I was like our walls are caving in this is not good.

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You know with having two kids and two younger kids you want to have a house that's safe

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for your family and I think without the loan we really would have been scrambling for some

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kind of option to make sure that we could keep our family and our kids safe.

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Without the loan there's no way we would have been able to afford fixing the basement up.

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The process was just so unbelievably easy for us and just knowing that there's opportunities

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to have some of these older homes especially for us in the North Fargo area.

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It's great to know that we're continuing to put work into these houses because they do

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have good bones to them and I think there's a lot of good stories and a lot of good community

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up here and so to continue that I think we need programs like this to support the work

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going into these maybe a little bit older homes.

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I grew up in North Fargo, love it up here and I think some of the older home stuff kind

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of deter people from coming and living up here and this is great that older homes are

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getting some love because I mean it's history up here so it's one of the reasons that we

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love being up here.